At Champions of the World, we take security very seriously and are committed to protecting our customers, the wider public, and our business from fraudulent activities. To ensure a safe shopping experience, we have implemented a number of security measures during the checkout process.
Payment Security #
Our payment providers actively monitor all transactions during the checkout process. We also use a third-party provider to further monitor all credit card transactions for any signs of fraud. This means that your card may be declined either before or after payment if any unusual activity is detected.
What Happens If a Payment Is Declined? #
If your payment is taken but is not approved by our fraud provider, we may take the following actions:
- Request More Information: We may reach out to you to verify your identity or ask for additional information to confirm the legitimacy of the transaction.
- Refund the Order: If the transaction cannot be verified or is flagged as potentially fraudulent, we may refund your order and request an alternative payment method.
Why Do We Do This? #
We understand that it can be frustrating for legitimate customers when a transaction is flagged as fraudulent. Although this is not common, it can happen. Our primary goal is to ensure that our security measures are effective in protecting our customers, the wider public, and our business from potential fraud. These measures are in place to prevent unauthorized transactions and to maintain the integrity of our payment system.
What If Your Card Is Used Without Your Permission? #
If your card is used on Champions of the World without your permission, please note that this is not a fault of Champions of the World. In such cases, the unauthorized use is likely due to an external leak of your card information, and scammers have targeted our site using your card details.
Refunds and Chargebacks #
We strive to refund the full amount in the event of unauthorized transactions. However, if negligence or error has been committed by the owner of the card (e.g., sharing card details or failing to report a lost card), we reserve the right to refund the amount minus any fees incurred by us during the process.
PCI Compliance and Security Checks #
Champions of the World is fully PCI compliant and enforces strict security checks through both internal processes and our external processing partners. We continuously work to maintain the highest standards of security to protect your personal and payment information.
Learn More #
For more details about our security measures and to see a list of our active security partners, please refer to our Privacy Policy.